203,000 Bay Area families struggle to get affordable loans, cash checks, rent apartments, or set up utilities. On average, 9.5% of their pay goes toward predatory lenders' fees. Mission Assets Fund (MAF) will scale Lending Circles, a social loan program that helps build credit scores for low-income families. In two years, MAF will support 28 Bay Area nonprofits to offer Lending Circles in their respective communities, ultimately helping 2,240 people lend and borrow $1.9 million in interest-free social loans.